A payment can be made in a variety of ways through your bank or credit union, e-transfer, bill payment, debit or credit cards (where permitted), bank draft or cheque. Please see the payment options.

Payments are due in full however monthly payment arrangements may be possible based on your financial situation.

In challenging circumstances there are options. It may be possible to seek help from your bank, credit union, relatives, friends or finance companies (alternative lenders, private lenders, finance brokers, etc…).

Financial guidance in the use of RRSPs, RRIFs, GICs, Bonds or pensions is always a good idea. Assistance from your employer may also be available as an advance, from your vacation pay account or other programs.

We can help you identify the right solution for your circumstances. We can be reached by phone at (877) 322-1414, via chat at www.aro.ca or by email at customer@aro.ca

A list of some alternate sources of financing are as follows and we encourage you to speak to a few of them to better understand your options:

Fairstone : 1-800-995-2274
Easy Financial : 1-866-327-9597
Progressa : 1‑855‑723‑5626 (LOAN)
Tanda Financial : 1-833-301-1058

Canadian Financial Solutions 1-613-837-0733
Canada Wide Financial 1-866-746-0556
LM Financial Services (888) 813 3914
One Stop Mortgage 1 877 874 8988
First Nations Bank 1-888-454-3622

• https://www.fairstone.ca/
• https://www.easyfinancial.com/
• https://progressa.com/
• https://tandafinancial.ca/

• https://www.financialsolutionscanada.com/
• https://canadawf.com/
• https://www.lmfinancialservices.ca/
• http://onestopmortgage.ca/
• https://www.fnbc.ca/Business/

In challenging circumstances there are options. It may be possible to seek help from your bank, credit union, relatives, friends or finance companies (alternative lenders, private lenders, finance brokers, etc…).

Financial guidance in the use of RRSPs, RRIFs, GICs, Bonds or pensions is always a good idea. Assistance from your employer may also be available as an advance, from your vacation pay account or other programs.

We can help you identify the right solution for your circumstances. We can be reached by phone at (877) 322-1414, via chat at www.aro.ca or by email at customer@aro.ca

A list of some alternate sources of financing are as follows and we encourage you to speak to a few of them to better understand your options:

Fairstone : 1-800-995-2274
Easy Financial : 1-866-327-9597
Progressa : 1‑855‑723‑5626 (LOAN)
Tanda Financial : 1-833-301-1058

Canadian Financial Solutions 1-613-837-0733
Canada Wide Financial 1-866-746-0556
LM Financial Services (888) 813 3914
One Stop Mortgage 1 877 874 8988
First Nations Bank 1-888-454-3622

• https://www.fairstone.ca/
• https://www.easyfinancial.com/
• https://progressa.com/
• https://tandafinancial.ca/

• https://www.financialsolutionscanada.com/
• https://canadawf.com/
• https://www.lmfinancialservices.ca/
• http://onestopmortgage.ca/
• https://www.fnbc.ca/Business/

Your personal credit report represents information gathered from your banks, credit card companies, governments, telecommunication companies and utilities amongst others providers of credit. It is important that this information is accurate.

An unpaid obligation with ARO Inc. may be showing on your credit bureau report. Please contact us to pay this account [link to payment button].

Updates to credit bureaus happen daily however it may take the bureau time to update their files.

If you require confirmation that you obligation placed with ARO Inc has been paid in full, please provide the following information:

A copy of your personal credit report can be requested from one of the following credit bureaus

EQUIFAX : https://www.consumer.equifax.ca/personal/

TRANSUNION : https://www.transunion.ca/

Commercial Credit Report:

Dun & Bradstreet Canada: https://www.dnb.com/ca-en/

Canada:

https://www.canada.ca/en/financial-consumer-agency/services/debt/collection-agency.html

Alberta

• What Creditors Can Do If You Can’t Pay
• Bill Collection and Debt Repayment

British Columbia

• Knowing Your Rights and Responsibilities
• Business Practices and Consumer Protection Act

Saskatchewan

• Problems with Collection Agencies

Manitoba

• Collection Practices
• The Consumer Protection Act

Ontario

• Collection Practices

Yukon

• The Consumer Protection Act

Northwest Territories

• The Consumer Protection Act

Quebec

• Les Comptes En Souffrances (French Only)

Nunavut

• Consumer Protection Act

New Brunswick

• Collection Agencies Act

Nova Scotia

• Collection Agencies Act

Newfoundland and Labrador

• Collection Agencies – Consumer Rights Pamphlet
• Collection Agencies – Frequently Asked Questions

Prince Edward Island

• Rights and Responsibilities of Consumers